LLCs need different types of business insurance coverage, like general liability, professional liability, commercial property, and commercial auto insurance. The personal liability insurance they carry only covers the business owners but doesn’t cover business liability, so they need to carry commercial insurance.

On average, small businesses in Florida pay between $42 and $69 per month, or around $500 per year for $1 million in general liability insurance.

Workers’ compensation and commercial auto insurance are both required by law in Florida. General liability insurance is also required for some types of professions, like construction workers, and electricians.

Yes, commercial general liability insurance covers claims of defamation, including slander and libel, under the advertising injury coverage.

Commercial general liability insurance doesn’t cover intentional acts, automobile incidents, employee injuries, liquor liability, damage to owned property, and claims related to professional services.

Many small businesses opt for a coverage limit of $1 million per occurrence and $2 million aggregate limits for one policy period.

Although general liability insurance isn’t obligatory in Florida by law, many business owners purchase it to protect their businesses from claims of injury or property damage to others, which happen commonly.

Commercial general liability insurance protects businesses if they’re sued for claims of bodily injury or property damage to a client or a third party, as well as advertising injury.

Yes, like all insurance types, general liability insurance has a deductible, which is the amount paid out of pocket by policyholders in case of a covered event before the insurance company covers the rest of the expenses.

General liability insurance is a type of business liability insurance that covers claims of bodily injury and property damage to clients or third parties. It also covers advertising injury, slander, libel, and defamation.